It’s game over for this clever T-Mobile billing hack that saved users $5 per line monthlyCustomers who pay early with a credit card will now lose the $5 per line AutoPay discount.

It’s game over for this clever T-Mobile billing hack that saved users $5 per line monthly

Credit: Mishaal Rahman / Android Authority

TL;DR

• T-Mobile has closed an AutoPay loophole that allowed customers to claim discounts while paying bills early using ineligible methods, such as credit cards.
• Going forward, customers who use such methods will lose the $5 per line discount for the next billing cycle.
• Discount eligibility resets each month, but requires full payment through eligible methods, such as linked bank accounts or debit cards.

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T-Mobile has some great plans in store for users who want a low phone bill. For existing users, one of the most reliable and consistent ways they can reduce their phone bill is by signing up for AutoPay. AutoPay automatically deducts payments from your linked bank account or debit card to pay your T-Mobile bill, while netting you a discount of $5 per line. Some customers have taken advantage of this AutoPay discount but still opted to pay via a credit card thanks to a loophole. However, it seems T-Mobile has caught on, and the free ride is now coming to an end for them.

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Customers who pay early with a credit card will now lose the $5 per line AutoPay discount.Aamir Siddiqui2025-10-24T10:48:23.000Z{}